Autopac winter tire program in manitoba
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Autopac Winter Tire Program for Manitoba

Autopac Winter Tire Program

In Winnipeg, where winter presents not just a climatic change but a vehicular challenge, tire selection becomes paramount. With the onset of heavy snowfall and formidable winter storms, the importance of proper tire traction is underscored. Within the automotive industry, this season marks a significant shift towards tire safety and optimization. The Autopac Winter Tire Program stands as a beacon of trust and quality in this context. This blog explores deeper into the nuances of winter tires, and all-weather tires, providing comprehensive insights for every motorist. As we navigate the rigorous Winnipeg winters together, let our expertise guide your tire choices, ensuring safety, performance, and peace of mind.

MPI Tire Program: Ensuring Safety on Winter Roads

Even the most cautious drivers can attest that winter roads in Manitoba are treacherous. But did you know there’s a way to substantially reduce your risk while navigating these icy terrains? Enter the Manitoba Public Insurance (MPI) Tire Program, offering low-interest financing to eligible Manitobans for the purchase of qualifying winter tires.

Established in 1971, Manitoba Public Insurance, a non-profit Crown Corporation, has been at the forefront of offering essential automobile coverage. Born out of the need to replace an expensive, inadequate, and confusing private system, it officially began its operations on Nov. 1, 1971. Today, this tire program continues to support Manitobans by offering financing at prime plus two percent, up to $2,000 per passenger vehicle or light truck. This financial assistance is available for the purchase of qualifying winter tires and related costs from participating retailers.

Understanding the MPI Tire Program Coverage

Venturing into the world of Tire Programs? Let’s unravel what it offers:

  • Qualified Tires: The program incorporates both winter and all-weather tires that meet specific criteria.
  • Comprehensive Tire Services: From mounting, balancing, and installation to studding and the addition of studs to your tires (note: certain limitations are in place), the program ensures your tires are road-ready. 
  • Wheels and Rims: Whether you’re looking for utilitarian steel or sleek aluminum, basic or intricate designs, the choice is yours!  
  • Monitoring and Maintenance: The program extends its coverage to the Tire Pressure Monitoring System, tire pressure sensors, and valve stems ensuring optimum performance.  
  • Additional Services: Wheel alignment, nitrogen fill, and the provision of necessary shop supplies are all encapsulated within the program’s scope.  
  • Financial Aspects: Applicable taxes, fees, switchover costs (when paid upfront), and even shipping if you’re unable to collect your purchase are all covered.  
  • Budget Cap: It’s worth noting that the financial coverage extends up to a maximum of $2,000.

How Do I Start The Process?
Determine your eligibly for the program, and then visit a participating retailer and select your tires.
The retailer will confirm your eligibility and complete the loan authorization. You will be asked to do the following during this process:
Provide your vehicle registration certificate and your driver’s license or identification card
Select a financing term between one and four years and a monthly payment withdrawal day
Choose between using the existing banking or credit card information on your Manitoba Public Insurance account, or have your Autopac agent contact your for the information
Provide your phone number and preferred Autopac agent
Read and sign the loan information (including applicable interest rate), Preauthorized Payment Agreement, promissory note and terms and conditions.
Payment Process
An Autopac agent will process the loan and mail your payment schedule and further loan information.
Choose monthly payments or contact your Autopac agent for information on alternative methods(such as preauthorized payments). If your purchase exceeds $200 you will be required to pay the excess amount at the time of installation.
If you are interested in participating in the program, you are encouraged to visit Manitoba Public Insurance’s website which outlines other business rules relating to the program.

Who Is Eligible?

Every individual possessing a valid driver’s license can avail of the low-interest financing provided by the Manitoba Public Insurance Financing program. To qualify, you need to be the registered owner of the passenger vehicle or light truck. After selecting your winter tires for a passenger vehicle and getting them installed, a detailed loan printout will be handed to you. No upfront payment is needed at this stage. Comprehensive eligibility criteria and other details can be accessed on the MPI website.

How Do I Start The Process?

  • Ascertain your eligibility.
  • Visit us at Canadian Super Shop to choose your tires.
  • We will verify your eligibility and process the loan authorization. Here’s what to expect:
  • Present your vehicle registration and driver’s license or ID card.
  • Opt for a financing term ranging between one to four years and select a monthly first payment withdrawal.
  • Choose to utilize the bank or credit card details linked to your Manitoba Public Insurance account, or instruct your Autopac agent to sign and gather this information.
  • Offer your contact number and preferred Autopac agent details.
  • Go through and endorse the loan details (inclusive of the interest rate), Preauthorized Payment Agreement, promissory note, and terms & conditions.

Payment Process

Post-approval, an Autopac agent will dispatch your payment schedule along with additional loan information. You can opt for monthly payments or consult your Autopac agent regarding alternate methods like preauthorized payments. Should your total purchase surpass $2000, the extra amount needs to be settled during the installation.

Interested in leveraging this program? Look into the specifics by visiting the Manitoba Public Insurance website which comprehensively covers all business rules pertinent to the program.

Applying for the Autopac Winter Tire Program Finance

Applying for the Autopac Winter Tire Program financing has never been more straightforward. Just follow this simple roadmap:

1. Eligibility Check: Ensure you meet all the set criteria and assemble the necessary documents.
2. Documentation: With your vehicle registration certificate and driver’s license in hand, head over to a participating retailer.
3. Paperwork & Financial Review: The retailer will guide you through some forms and conduct a swift financial assessment. Once that’s settled, you’re set to purchase qualifying winter tires and other equipment.

Is the Autopac Winter Tire Program Only for Winter?

Don’t be swayed by the name! While these approved winter tires are tailored for wet and snowy conditions, they’re available for purchase year-round. So, whether it’s the heart of winter or a rainy day in summer, you can purchase qualifying winter tires to ensure your vehicle remains safe.

When to Begin?

The beauty of the program is its accessibility. You can visit an Autopac agent and apply for financing any time of the year. This program provides low-interest financing to eligible Manitobans, ensuring they have access to affordable, safe, all-weather or winter tires. If the purchase exceeds a certain amount, you might have to pay the excess amount. 

All financing details, including withdrawal day and when amounts are withdrawn one month after the date the loan is processed, will be made clear. Tires included in this program are endorsed by Transport Canada, assuring quality and safety.

Have a vehicle with a weight under 4541 kg? You’re eligible for financing! Remember, the financing can be used for the purchase of winter tires and associated costs. If you ever have doubts or require further clarification, don’t hesitate to contact your Autopac agent.

Ready to transition to safer driving? Swing by our shop or ring us up at 204 885 5900 to set up your appointment now.

Frequently Asked Question

Now let’s see what are the most frequently asked questions and answer them. 

1. What does the MPI Winter Tire Program finance cover?

The program offers low-interest financing for qualifying winter tires, associated costs like mounting, balancing, and even some additional services such as wheel alignment. It’s a comprehensive solution for your winter tire needs.

2. Can I avail of the MPI Winter Tire Program outside of the winter season?

Absolutely! While the tires are designed for winter conditions, the program allows purchases year-round, ensuring you have safe and reliable tires whenever required.

3. Is there a weight limit for vehicles eligible under the MPI Winter Tire Program?  

Yes, the program is designed for vehicles with a weight under 4541 kg. Always check with an Autopac agent to ensure your vehicle’s eligibility.

Final Thoughts

In the ever-challenging terrains of Manitoba’s winters, the Autopac Winter Tire Program emerges as a beacon for motorists, offering both safety and financial ease. By providing low-interest financing and year-round accessibility for winter tires, it ensures that drivers are equipped to face adverse conditions confidently. For vehicles weighing under 4541 kg, this program not only promotes enhanced road safety but also underscores the importance of preparedness. As we brace for the cold and navigate slick roads, let’s prioritize safety, making the most of resources like the Autopac Winter Tire Program. Safe driving is, after all, a responsibility we owe to ourselves and our community.

Stop by the shop of call 204 885 5900 to book your appointment today.

Canadian Super Shop

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